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Bad Boy Tractor Financing Options

Financing options to get you and your new tractor back to work!

*Offers subject to credit approval.

That's right, it's never been easier to get the Bad Boy Tractor that fits your needs and get right back to work. We have partnered with some of the industry's most respectable financial institutions to bring you money saving financing offers to keep your field, farm and property in top condition with a Bad Boy Tractor.

Review our tractor financing offers below and then contact your Authorized Bad Boy Tractor Dealer for more information and to apply.

Bad Boy Tractors available with financing options for any customer*

Low APR Financing Or Low Cash Price On All Bad Boy Tractors*

Sheffield Financial
Yard Card
Roadrunner Financial Powered By Octane Consumer Mower Financing
Mower Finance
Centennial Bank Financing
Dealer Direct Financing
Union Credit Corporate Commercial Mower Financing
Sheffield Financing

Bad Boy Mowers has partnered with Sheffield Financial to provide fixed, straight, installment loans for purchases of Bad Boy Tractors.

ANNUAL PERCENTAGE RATE subject to increase after promotional period.

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Financing promotions void where prohibited. Offer subject to change without notice. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2021 and 10/31/2021.

Apply online at www.sheffieldfinancial.com. No dealer recourse or reserve. Same day funding available. Direct deposit available. All loans subject to credit approval. Other features available. Subject to change without notice. $50,000 maximum amount financed. UCC filing fee may be charged. Sheffield Financial is a division of BB&T Financial, FSB, a subsidiary of BB&T Corporation. Member FDIC.

0% for 60 Months [0.65% APR*]

Minimum Purchase
Requirement

$2,500

Interest Rate

0%

Term

60 Months

Loan Documentation
Fee

$125**

*Example: On financed amount of $7,500, your down payment is $0 with 60 monthly payments of $127.09 each. Interest Rate is 0% [APR is 0.65%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $2,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2021 and 10/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

0.99% for 60 Months [1.65% APR*]

Minimum Purchase
Requirement

$2,500

Interest Rate

0.99%

Term

60 Months

Loan Documentation
Fee

$125**

*Example: On financed amount of $7,500, your Down Payment is $0 with 60 monthly payments of $130.31 each. Interest Rate is 0.99% [APR is 1.65%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $2,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2021 and 10/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

0.99% for 72 Months [1.54% APR*]

Minimum Purchase
Requirement

$7,500

Interest Rate

0.99%

Term

72 Months

Loan Documentation
Fee

$125**

*Example: On financed amount of $7,500, your down payment is $0 with 72 monthly payments of $109.13 each. Interest Rate is 0.99% [APR is 1.54%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $7,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2021 and 10/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

0.99% for 84 Months [1.29% APR*]

Minimum Purchase
Requirement

$12,000

Interest Rate

0.99%

Term

84 Months

Loan Documentation
Fee

$125**

*Example: On financed amount of $12,000, your down payment is $0 with 84 monthly payments of $149.47 each. Interest Rate is 0.99% [APR is 1.29%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $12,000; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2021 and 10/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

4.49% for 24 Months [6.12% APR*]

Minimum Purchase
Requirement

$2,500

Interest Rate

4.49%

Term

24 Months

Loan Documentation
Fee

$125**

*Example: On financed amount of $7,500, your down payment is $0 with 24 monthly payments of $332.80 each. Interest Rate is 4.49% [APR is 6.12%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2021 and 10/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

4.49% for 36 Months [5.60% APR*]

Minimum Purchase
Requirement

$2,500

Interest Rate

4.49%

Term

36 Months

Loan Documentation
Fee

$125**

*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $226.80 each. Interest Rate is 4.49% [APR is 5.60%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2021 and 10/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

4.49% for 48 Months [5.33% APR*]

Minimum Purchase
Requirement

$2,500

Interest Rate

4.49%

Term

48 Months

Loan Documentation
Fee

$125**

*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $173.85 each. Interest Rate is 4.49% [APR is 5.33%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2021 and 10/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

4.49% for 60 Months [5.17% APR*]

Minimum Purchase
Requirement

$2,500

Interest Rate

4.49%

Term

60 Months

Loan Documentation
Fee

$125**

*Example: On financed amount of $7,500, your down payment is $0 with 60 monthly payments of $142.13 each. Interest Rate is 4.49% [APR is 5.17%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2021 and 10/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

4.99% for 72 Months [5.57% APR*]

Minimum Purchase
Requirement

$7,500

Interest Rate

4.99%

Term

72 Months

Loan Documentation
Fee

$125**

*Example: On financed amount of $7,500, your down payment is $0 with 72 monthly payments of $122.79 each. Interest Rate is 4.99% [APR is 5.57%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $7,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2021 and 10/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

4.99% for 84 Months [5.30% APR*]

Minimum Purchase
Requirement

$12,000

Interest Rate

4.99%

Term

84 Months

Loan Documentation
Fee

$125**

*Example: On financed amount of $12,000, your down payment is $0 with 84 monthly payments of $171.33 each. Interest Rate is 4.99% [APR is 5.30%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $12,000; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2021 and 10/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

10.99% for 36 Months [12.12% APR*]

Minimum Purchase
Requirement

$1,500

Interest Rate

10.99%

Term

36 Months

Loan Documentation
Fee

$125**

*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $249.54 each. Interest Rate is 10.99% [APR is 12.12%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2021 and 10/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

12.99% for 48 Months [13.87% APR*]

Minimum Purchase
Requirement

$1,500

Interest Rate

12.99%

Term

48 Months

Loan Documentation
Fee

$125**

*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $204.47 each. Interest Rate is 12.99% [APR is 13.87%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2021 and 10/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

Sub-Prime Program

6.99% for 36 Months [8.10% APR*]

Minimum Purchase
Requirement

$1,500

Interest Rate

6.99%

Term

36 Months

Loan Documentation
Fee

$125**

*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $235.37 each. Interest Rate is 6.99% [APR is 8.10%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 620. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2021 and 10/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

Apply Online At Sheffield Financial

Heavy Duty Tractors Built To Carry The Load Around Your Farm Or Property

We’re building on the legendary Bad Boy brand by introducing a new line of small and medium sized tractors that maintain our history of combining power, performance and build quality while delivering the highest value in their class. With a tractor size to fit any farm or property, from landscapers to ranchers, Bad Boy Tractors are positioned to be workhorses in the field. Coupled with a line of Bad Boy Implements, you’re all set to make your work day feel less like a chore.

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Bad Boy Tractors - Mid-Size and Compact Tractors for your farm and home